Highest CD rates are surprisingly not what everyone looks for even though we obviously get more money with a higher CD rate. Below are some of the better known banks that offer CDs so while having very high interest rates, we also get the comfort that our money is in good hands.
Also to note, the rates quoted are for the 2-year CD offerings, as most people are better served with other types of investments for anything longer term.
Highest CD Rates and Best CDs
- Ally Bank – ($0 minimum deposit)
- EverBank – 2.35% ($1,500 minimum deposit)
- Discover Bank – 2.25% ($2,500 minimum deposit)
- FNBO Direct – 2.00% ($500 minimum deposit)
There may be higher CD rates out there but I have confidence in these banks and have personal experience with the institutions. If there are others that you’d like to recommend, please let everyone know by commenting below.
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